Temple vs. UMass Prediction: Picks & Start Time – September 2022

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It’ll be the Temple Owls (1-2) versus the UMass Minutemen (1-2) in college football play at Lincoln Financial Field in Philadelphia, Pennsylvania.

Temple vs. UMass Odds

Point Spread

The spread for this matchup is set at 10 points, with sportsbooks listing Temple as the favorites.


As for the moneyline, Temple has -401 odds to pick up the win, while UMass is listed at +300 to claim victory.


Finally, the total for the game is set at 43.5 points.

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Game Info

How to Watch Temple vs. UMass Live?

  • Game Day: Saturday, September 24, 2022
  • Game Time: 2:00 PM ET
  • TV Channel: ESPN+
  • Location: Philadelphia, Pennsylvania
  • Stadium: Lincoln Financial Field

Betting Preview


While Temple ranks seventh-worst in the FBS in total offense with 268.0 yards per game, it’s been a different story on the other side of the ball, as the defense ranks 19th-best (270.3 yards per game allowed). While Temple’s defense ranks 47th with 20.0 points allowed per game, the Owls have been a little worse on offense, ranking 10th-worst (14.7 points per game). Temple has the 15th-best pass defense this season (156.7 passing yards allowed per game), but ranks 24th-worst on offense (181.3 passing yards per game). While Temple’s run defense ranks 47th with 113.7 rushing yards allowed per game, the offense has been less successful, ranking 12th-worst (86.7 rushing yards per game). Temple has struggled on third down, ranking 21st-worst in the FBS (31.7%) this season. However, the defense ranks fifth-best defensively, allowing a 20.5% third-down conversion rate. Temple ranks 100th in college football with a -6 turnover margin after forcing 0 turnovers (100th in the FBS) while committing six (95th in the FBS).


UMass ranks fourth-worst in total yards per game (244.7), but it has been better on the other side of the ball, ranking 74th in the FBS with 371.0 total yards allowed per contest. UMass has not been getting things done on offense, ranking seventh-worst in the FBS with 13.3 points per game. It has been more effective on defense, giving up 33.3 points per contest (105th-ranked). UMass’ passing game has been sputtering, ranking worst in the FBS with 56.7 passing yards per game. It has been more productive defensively, surrendering 185.3 passing yards per contest (35th-ranked). With 188.0 rushing yards per game on offense, UMass ranks 56th in the FBS. Defensively it ranks 106th, allowing 185.7 rushing yards per contest. UMass ranks 92nd in the FBS with a 35.8% third-down conversion percentage on offense, and 38th with a 30.3% third-down percentage allowed on the defensive side of the ball. UMass has recorded three forced turnovers (93rd in the FBS) and committed five turnovers (72nd in the FBS) this season for a -2 turnover margin that ranks 100th in the FBS.

Temple vs. UMass Betting Analysis

Temple Betting Insights

Temple has put together a record of 2-1-0 against the spread this season. Temple has a perfect 1-0 ATS record when playing as at least 10-point favorites. Games involving Temple have hit the over once this season. The Owls have been the moneyline favorite just one other time so far this season, a game they won. The Owls have played as a moneyline favorite of -401 or shorter in only one game this season, which they won.

Minutemen Betting Insights

UMass has covered the spread in a matchup one time this season (1-2-0). UMass is winless against the spread when it has played as 10-point underdogs or more (0-2). This season, UMass games have hit the over just once. The Minutemen have lost both games they’ve played as underdogs this season. The Minutemen have not won as an underdog of +300 or more on the moneyline this season in two such games.

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Temple vs. UMass Against The Spread & Betting Records


Overall Home Away
Point Total AVG 44.8 41.5 51.5
Implied Total AVG 30.0 29.5 31.0
ATS Record 2-1-0 2-0-0 0-1-0
Over/Under Record 1-2-0 1-1-0 0-1-0
Moneyline Favorite Record 1-0 1-0 0-0
Moneyline Underdog Record 0-2 0-1 0-1


Overall Home Away
Point Total AVG 50.7 44.0 54.0
Implied Total AVG 35.3 23.0 41.5
ATS Record 1-2-0 1-0-0 0-2-0
Over/Under Record 1-2-0 0-1-0 1-1-0
Moneyline Favorite Record 1-0 1-0 0-0
Moneyline Underdog Record 0-2 0-0 0-2

Players to Watch


  • The Owls’ defense has been helped by the play of Layton Jordan, who has played three games and compiled 16 tackles, 7.0 TFL, and 4.5 sacks.
  • With 14 tackles, 4.0 TFL, and one sack in three games, Jordan Magee has been an important contributor to the Owls’ defense in 2022.
  • With six tackles, 4.0 TFL, and two sacks in three games, Darian Varner has been a key part of the Owls’ defensive unit in 2022.
  • Tra Thomas, as part of the Owls’ defensive unit, has compiled 1.5 sacks to go with 1.0 TFL and nine tackles in three games.


  • In three games for the Minutemen, Josh Wallace has registered six tackles and one interception.
  • Javon Batten has been providing a big boost on defense, recording seven tackles for the Minutemen.
  • In three games for the Minutemen, Jordan Mahoney has compiled one interception.
  • With 2.0 TFL and one sack in three games, Uchenna Ezewike has been providing a big boost on defense for the Minutemen.

Temple vs. UMass Predictions and Pick

Temple vs. UMass betting card

    Pick ATS:

    Minutemen (+10)

    Pick OU:

    Over (43.5)

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5 Second Chance Bets up to $50 each

How to Bet on Temple vs. UMass

You can bet on Temple vs. UMass at every legal online sportsbook. For more college football odds, including moneylines, spreads, over/under totals as well as college football prop odds, check out the latest college football lines as well as our guide to the best college football betting sites.

And if you wanted to check out how much you could win on a $10 bet if you parlayed today’s Temple vs. UMass picks, don’t forget to check out our free parlay calculator.

Not sure what a parlay is? Or even how to bet on college football? Check out our complete guide to sports betting.

Our pick to win this game is Temple, and we predict that UMass will cover the spread (Temple -10). Finally, we see the scoring in this one going over the posted total of 43.5 points.


Dan Weiner

Hailing from Atlanta and attending college at the University of Texas, Dan is passionate about sports, particularly college football and soccer. He's a diehard Atlanta pro sports and Texas Longhorns fan. He likes every sport and will watch anything and everything the weirder the better. He joined Betsperts after an 11 year career in television production at ESPN.

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